“We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece of real estate or a college education.”
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The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.
The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.
A wise woman knows how to summon her courage and do what is right, rather than what is easy.
Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.
