“A wise woman knows how to summon her courage and do what is right, rather than what is easy.”
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In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential... it's no different in the financial realm.
The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.
The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance.
Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.