“No one's ever achieved financial fitness with a January resolution that's abandoned by February.”
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In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential... it's no different in the financial realm.
You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.
The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.
So many financial dreams are thwarted by the failure to act upon good intentions.