“Religion is all-too-often a refuge for scoundrels.”
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The key to accepting responsibility for your life is to accept the fact that your choices, every one of them, are leading you inexorably to either success or failure, however you define those terms.
A lot of people out there pay good lip service to the idea of personal freedom... right up to the point that someone tries to do something that they don't personally approve of.
Wallow too much in sensitivity and you can't deal with life, or the truth.
If it is wrong for you to take money from someone else who earned it, to take their money by force for your own needs, then it is certainly just as wrong for you to demand that the government step forward and do this dirty work for you.