“Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.”
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Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.
Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.
You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.
In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential... it's no different in the financial realm.
