“Civilized countries generally adopt gold or silver or both as money.”
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Capital is that part of wealth which is devoted to obtaining further wealth.
The price of every thing rises and falls from time to time and place to place and with every such change the purchasing power of money changes so far as that thing goes.
Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.
I don't make decisions based on money.