“It's easy to underestimate the real cost of home ownership.”
Tip: press → for another quote, C to copy, S to share.
Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.
Rather than saying, 'My checking account is a wreck, ' change it to 'I will learn how to track my spending and balance my checkbook.'
If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.
Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.