“We go on dates thinking that person is our future husband or wife, without getting to know them, as we live in a fantasy and an illusion of romance.”
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A ring means a commitment. But more than that, it means that you've talked about your shared future and have decided together on a shared vision of it.
We have all loved a guy we know has issues. Despite popular opinions, until we give it a final try, the relationship will always be in the 'what if' stage.
As long as women are in the work force making their own money and decisions, men are going to have to realize that this way of life is here to stay - because it takes two incomes to make it and more now. The sooner you address your style of saving and spending with your mate the better off your relationship will be.
Women are smart in business and dumb in love. They won't date outside their zip code, let alone outside the city. They are city snobs.